Because you can’t recover what you can’t recall
During the stressful aftermath of a catastrophe, it’s virtually impossible to remember everything you own. In fact, most people are only able to recall half of their home’s contents.
For years, experts have recommended homeowners create any semblance of a home inventory list. But that takes a lot of time and effort, and why less than 40% of homeowners have one.
Your insurance firm will ask you to prove ownership for each and every item you claim was destroyed or stolen. But an adjuster does not have to reimburse you based simply on what you tell her.
A TakeStock360º home inventory provides the only visual proof you may have of valuable—oftentimes priceless—possessions, plus the practical, everyday items.
“Whether inherited, gifted or purchased I quickly realized I couldn’t possibly recall the detailed contents of my home. One call later I had scheduled my 360 degree inventory of everything I own.” – D. Kemper, Richmond VA
A home inventory helps you validate the scope and scale of your insurance coverage by aligning it with what you actually own—not just what your insurance company recommends (or requires).
“A TakeStock virtual tour of my home and inventory of contents helped us adjust our insurance for proper coverage as well as document items that were either inherited, gifted (Super Bowl rings) or purchased.”
– D. Green, NFL Hall of Fame Member
Homeowners who have a home inventory receive claim payments much faster.* The ability to visually substantiate losses instantly streamlines the process toward ensuring full reimbursement.
“TakeStock was instrumental in recovering our $70,000 loss from a burglary. I highly recommend them to anyone who wants to protect their property.”
– R. Andres, Dallas TX
*Insurance Journal magazine found that nearly 80% of insurance professionals believe homeowner’s insurance claims are processed 50-100% faster when customers have a completed home asset inventory in advance.
In addition to identifying your personal property and assigning value to items included in an insurance claim, many times proof of ownership must also be established before a claim can be processed. TakeStock’s system allows you to upload receipts, bills of lading and other ownership documents directly to items in your inventory.
“We never totally realized all of the memorable items we had collected over the years. We now have visual documentation and the ability to have written accounts of the origins of each item – both the actual and sentimental value.”
– The Staubach Family, Dallas TX